Having a structurally sound roof on your home or office is incredibly important to protect the building from the elements. Allowing moisture, wind, and pests to get into the structure can cause all kinds of expensive problems. If your roof needs repair or a complete replacement, you should take care of it in a timely manner to prevent other issues. Having a reputable contractor on hand for the job is imperative. However, there are some financial questions that should be asked before the job gets underway.

What Is The Payment Schedule Like?

Having a new roof put on your home or office building can be a big expense. Once you have determined what your budget is and met with a contractor, you’ll probably have an estimate of the final cost. If you don’t have all of the money available right now but need the job done immediately, you can talk to the contractor about a payment schedule. Quality Discount Roofing offers financing that allows you to make payments over the course of many months!

Do You Offer Financing?

With 50 percent of projects over $5000 being financed in some way, it makes sense for contractors to offer financing options. This increases the overall affordability of these projects. Keep an eye out for hefty interest rates. This could result in you paying far more than was originally quoted to you. The finance agreement should be signed by both parties, mutually binding them to it. There may very well be some government rebates and discounts available for the new roof that you are purchasing. Your contractor should be able to give you more information about this.

Do You Have Insurance?

A reputable roofing contractor should carry insurance that applies to your project. This insurance policy will cover any expenses that may come up if something goes wrong while the job is being completed. You should never be told that you are required to pay for the insurance to cover the work you are contracting. This is the responsibility of the contractor.

If you need a new roof, it’s a good idea to get a few different estimates from various contractors in the area, and it’s beneficial to speak directly with the person giving you the quote. This is a good time to discuss things like licensing, insurance, rebates, financing and payment schedules. If you’re uncomfortable with something you’re being told, you aren’t required to use that company for the job. You can take all the time you want before making a decision regarding which contractor you want to select.

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